Oh no man that's a bad dose
Hopefully it'll be all sorted properly.
Probably a bit of stupid advice, but make sure to check the work before accepting the car from anywhere.
Happened me before and the guy who offered to pay outside of insurance had (I presume) told the garage to do it cheaply.
He hit the front of my car on the road like, and I didn't even get a new number plate.
I noticed that and said **** it ti's grand, but I never noticed the bad repair job of the bumper, or the used rad that was put in.
Just be sure to get the car in as good condition as it was previous, should be in better condition really cause bumpers and stuff should all be done proper.
Don't cut any corners if avoiding the insurance as its only human nature to make costs as minimal as possible if its of no benefit to that person.
When it affects the pocket....
Hope it works out man ????????