I got insured in an 04 sti with Autoline on the 1st of Feb this year
Insurance
- Thread starter brian79
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I got insured in an 04 sti with Autoline on the 1st of Feb this year
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brian79
Sunday Drivers
Keadeen
Well-known member
Surprised at that. Was previously insured with AXA when I had two cars on the road. They are one of the only companies in Ireland who will "mirror" a policy... so with other words they will give you the NCB from policy one and allow you to take out a 2nd policy with them and apply the same NCB to the 2nd policy. You do have to go to them directly in the branch for that (so not through a broker or and not available with AXA direct online... only in branch).
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brian79
Sunday Drivers
I rang them direct , maybe they just don't like me [emoji23]
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brian79
Sunday Drivers
That's great , I think I'll have to sweet talk a bit to get some sort of deal
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tractorman
Well-known member
Must be an irish or English car and not a JDM?
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brian79
Sunday Drivers
I didn't even get that far with AXA , they asked what type of car it was and they said no ! I'm 40 with full no claims , they said I can't use my no claims on 2 policys , I would have to take out a new 1 and you need 5 years for an impreza
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Keadeen
Well-known member
Not sure why they wouldn't give you the policy mirror from AXA.
Maybe go back to a branch and specifically ask for them to give you a mirrored policy for a 2nd car - and push for a specific answer if they push back on it?
--> Also, as a plan B... are you named on anyone's policy for any length (spouse, partner, parent, sibling etc)? My brother got out of a hole there in September because he was named on my mum's policy for a couple of years (they once put him on for a few weeks to help him out and forgot to take him off)... He was able to get a letter of NCB as a named driver... which typically counts 50% (so every 2 years as a named driver gives you 1 full year NCB). Made thousands of a difference on his quote as suddenly meant he had 7 years claim free as a named driver. You could if needed then put your Impreza on your main policy (to meet 5 years NCB if not enough via named driver) and put Volvo on the "dearer" policy with less NCB.
Anyhows... Good luck with it.
Maybe go back to a branch and specifically ask for them to give you a mirrored policy for a 2nd car - and push for a specific answer if they push back on it?
--> Also, as a plan B... are you named on anyone's policy for any length (spouse, partner, parent, sibling etc)? My brother got out of a hole there in September because he was named on my mum's policy for a couple of years (they once put him on for a few weeks to help him out and forgot to take him off)... He was able to get a letter of NCB as a named driver... which typically counts 50% (so every 2 years as a named driver gives you 1 full year NCB). Made thousands of a difference on his quote as suddenly meant he had 7 years claim free as a named driver. You could if needed then put your Impreza on your main policy (to meet 5 years NCB if not enough via named driver) and put Volvo on the "dearer" policy with less NCB.
Anyhows... Good luck with it.
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brian79
Sunday Drivers
Ah now that's the sort of plan I've been looking for . I'm named on my missus car the last 11 years and full no claims all that time ! I'll give that idea a bash this week when I can get in to my local branch ! Thanks for all the advice lads .
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