OP
OP
JohnRA
Member Number 3801
[quote author=Sweetcakes link=topic=34228.msg396772#msg396772 date=1338590930]
Is that not more true for new policies? Like you've paid for them to cover you for a period of 12 months, there's nothing in your policy to stop you or warn you against buying another car and transferring your insurance over so I would fight them on it all day long as you've bought the car already and have no means of transport without it and have no time to sell it to get a new car without losing thousands..
[/quote]
[quote author=GORDON GT SERIES II link=topic=34228.msg396783#msg396783 date=1338593498]
@ bonito that has been in for years regarding insurance companies as you 3 other companies must refuse you then you can go back to your original company in which case they have to quote you,the only problem with that is they might give you and extortionate quote,which you may very well end up referring to the regulatory authorities
they have to quote you regardless it happened me on my first impreza with quinn at the time i was 25 with a provisional i told them the car was bought and waiting on their go ahead to drive the car home,also a mate of mine done this just last week told them the car was bought and they said no problem your insurance will go up x amount
they only say they won't cover you as they don't want to insure sports cars,i don't understand the problem with insurance if you're currently driving a integra i would have thought the insurance groups would be around the same
[/quote]
[quote author=eliroche link=topic=34228.msg396785#msg396785 date=1338593853]
Agree with above, dont ring up asking for quotes, ring up saying car is outside (paid for) and you want to transfer onto it. (after you have viewed the car and decided to buy!)
[/quote]
I'd love to do the above but not sure whether to take that risk. I could end up paying a fortune. When I tried that with Axa they flat out wouldn't quote me, and this was on a miserable mazda 626. I ended up contacting the IIF and because all of the other insurers I contacted would quote me, Axa didn't have to. So in turn I was half way through a years policy and because I didn't get to finish the years policy I lost a years NCB more or less. I got a refund alright but wasn't good enough IMO.
When I cancelled the policy with Axa I went with Quinn and when they changed to Liberty I switched over to the Honda by way of above, said fu*k it and just told them the car was bought and they put me on hold and then came back to say it'd only be an extra €100 for the remainder of the year. I may or may not be so lucky with an Impreza, there's only one way to find out.
Is that not more true for new policies? Like you've paid for them to cover you for a period of 12 months, there's nothing in your policy to stop you or warn you against buying another car and transferring your insurance over so I would fight them on it all day long as you've bought the car already and have no means of transport without it and have no time to sell it to get a new car without losing thousands..
[/quote]
[quote author=GORDON GT SERIES II link=topic=34228.msg396783#msg396783 date=1338593498]
@ bonito that has been in for years regarding insurance companies as you 3 other companies must refuse you then you can go back to your original company in which case they have to quote you,the only problem with that is they might give you and extortionate quote,which you may very well end up referring to the regulatory authorities
they have to quote you regardless it happened me on my first impreza with quinn at the time i was 25 with a provisional i told them the car was bought and waiting on their go ahead to drive the car home,also a mate of mine done this just last week told them the car was bought and they said no problem your insurance will go up x amount
they only say they won't cover you as they don't want to insure sports cars,i don't understand the problem with insurance if you're currently driving a integra i would have thought the insurance groups would be around the same
[/quote]
[quote author=eliroche link=topic=34228.msg396785#msg396785 date=1338593853]
Agree with above, dont ring up asking for quotes, ring up saying car is outside (paid for) and you want to transfer onto it. (after you have viewed the car and decided to buy!)
[/quote]
I'd love to do the above but not sure whether to take that risk. I could end up paying a fortune. When I tried that with Axa they flat out wouldn't quote me, and this was on a miserable mazda 626. I ended up contacting the IIF and because all of the other insurers I contacted would quote me, Axa didn't have to. So in turn I was half way through a years policy and because I didn't get to finish the years policy I lost a years NCB more or less. I got a refund alright but wasn't good enough IMO.
When I cancelled the policy with Axa I went with Quinn and when they changed to Liberty I switched over to the Honda by way of above, said fu*k it and just told them the car was bought and they put me on hold and then came back to say it'd only be an extra €100 for the remainder of the year. I may or may not be so lucky with an Impreza, there's only one way to find out.
